When working from the office, there must be a lot of needs. It may be better to use a taxi to get to the office so you don't have to worry about the odd-even regulations. At noon, when the stomach is already screaming for food, it's time to buy your favorite meals. Later you fee a bit hungry again, you want to buy snacks with friends.
Although there are many needs, not all must be met. As a Jagoan, of course you have to be smart in managing expenses so you don't spend all your money and have money to save as an emergency fund or to achieve your future dreams.
With QRIS Jago Syariah, smart spending at work can be realized because you can choose from many Pockets as a source of funds.
Smart Spending Using QRIS Jago Syariah That Has Many Pockets
Want to control expenses but it's super difficult, especially when in the office. All your friends at work buy coffee, so it is hard for you to resist the temptation. Do you often experience it?
You end up with swelling expenses and you always look forward to payday. For those of you who are looking for a better way to manage expenses while at work, you can start using QRIS Jago Syariah to pay for all your needs.
You won’t be able to spend money on snacks if there is no money left in your Pocket. So that all expenses are well controlled, before using QRIS Jago Syariah, you need to allocate budget properly using the Jago Syariah Pocket.
Let’s follow the steps below:
1. Make a list of day-at-work needs
From going to the office to returning home, what needs that you have to fulfill? Think about it and list them down.
2. Separate the budget for each need using the Jago Syariah Pocket
Don't worry, you can create up to 20 Spending Pockets for all types of expenses, including expenses for a day at work. So that the budget for each need is always available but without being excessive, allocate it automatically. Find out how to allocate budget to each Pocket hassle-free here.
3. Choose payment using QRIS Jago Syariah
When buying snacks, having lunch, getting out of a taxi, and meeting other needs, don't forget to choose a practical and cashless payment method.
4. Choose the right Spending Pocket
Before confirming payment, make sure you choose the right Pocket as the source of funds. If you want to buy some snacks, you can choose the Snack Pocket, and so on.
Self-discipline is Important
One more strategy besides using QRIS Jago Syariah to achieve smart spending, you must have self-discipline. So, if the budget in the Snack Pocket is all used up, you may not add any more money to it even though there are still a few days left until your next payday.
When it's payday and it is time to allocate budgets, then you can enjoy buying snacks to satisfy your appetite for the next month.
Not only does it help you manage your expenses better, QRIS Jago Syariah also frees you from the hassle of carrying cash. Don't forget to frequently check the QRIS Jago Syariah promo on the official Jago website. You can get quite a savings if you complete payments using QRIS Jago Syariah.
Pocket = Account in Jago Syariah
Speaking about the Jago Syariah Pocket, did you know that each Pocket has its own account number? You can create 20 Spending Pockets, 20 Saving Pockets and 20 Sharia Deposit Pockets. This means, you can have 60 bank accounts that don't scatter because all of them are in the Jago application.
As such, managing savings, investments and expenses will be easier, more practical, and of course more blissful as the Saving and Spending Pockets use Wadiah Yad Dhamanah akad without interest and the Sharia Deposit uses Mudharabah Muthlaqah akad with competitive profit sharing ratio.
