Who among you has the intention to save money every month, but the intention often fades along the way, in other words: it doesn’t happen?
Saving is not as easy as it seems. There’s a reason the desire to save doesn’t come true. You see a trendy bag, you want to buy. Not long after, you want to try the food at the newly opened restaurant. You’ve been there.
Jagoans, having savings is very important, actually. If there is an emergency, savings can really help. The future will be more secure with a sufficient amount of savings.
Jago has 4 fun ways that you can try right away so that saving doesn’t become a burden and your money keeps growing every month.
How to Save Money Every Month: 4 Fun Ways
1. Have days without spending at all
Hmm, how can I pass the day without snacking or shopping at all? If you find this difficult, this is where it’s fun.
You can start by challenging yourself. As a Jagoan, you can definitely conquer challenges. You can start with one day first. Then, you can slowly add up to a few days. This way, you can save the money that has not been spent on anything.
2. Enforce the ‘one-in, one-out’ rule
What does it mean? For a new item you buy, you must get rid of the old one. So, if you want to buy a new pair of shoes, the old pair has to go.
This rule makes you think twice about whether you really need to buy new stuff. If the old one is still good, why buy a new one? The money can be saved instead.
3. Balance splurging and saving
It’s impossible if you always resist the temptation to snack or shop. When you give in to it, you need to balance it with some savings. For example, if you just spent Rp 50k on snacks, make sure there is Rp 10k for you to save. If you don’t have enough money to be saved, it means it’s not time for a snack.
It feels fun when you can enjoy delicious snacks and growing savings at the same time.
4. Saving can be a game
Playing games is fun. The game is called ‘Say No to Temptations’. With Jago, saving money will not be a chore, instead it’s rather fun and always rewarding.
To enforce the notion that you are strong enough to reject temptations, try locking your Pocket. Plus, you can set a target and wait until the target is achieved.
In addition, the Locked Pocket also gives the fun of watching your money grow. You don’t only save. There is also an interest up to 4% p.a. waiting for you!
The longer you lock your money and not spend it, the more interest you can get. You can start with the locking limit that is as short as 14 days and with only IDR 100 thousand. If you find this game really easy, you can increase the difficulty level by increasing the amount of money and locking it longer.
What do you think, Jagoans? Can’t wait to start saving? Let’s give the 4 ways above a try. The Jago application can be downloaded here.